For you, not for an employer

My Credit: your score, your accounts, explained

Mobile number, date of birth, one text message. A soft inquiry that never lowers your score. Shown to you and nobody else.

Step 1 of 2: who you are

Full legal name

Mobile number (US)

Date of birth

By continuing you agree to the Spinwheel End User Agreement. Further, you are providing "written instructions" to Spinwheel Solutions, Inc. authorizing it to obtain your credit profile from any consumer reporting agency, and you ask VeriAxis Group LLC to show that profile to you. This is a soft inquiry. VeriAxis does not share it with anyone, does not use it to decide anything about you, and does not sell credit repair.

Standard message rates may apply. One text, no marketing.

Plain rules

We show and explain. We do not promise to raise a score, dispute anything on your behalf for a fee, or get you approved for credit. Disputes are free at each bureau, and we link the route.
Your report is shown only to you. Nothing is sent to employers, lenders or anyone else, and nothing is sold.
Checking your own credit is a soft inquiry. It never lowers your score.
Data is deleted 90 days after the check. Questions: [email protected].

My Credit: your score, your accounts, explained

Step 1 of 2: who you are

Step 2 of 2: the code from your text

What is helping

What is hurting

Every account on the report

Card approval odds

Free next steps

Inquiries

Public records

What an employer would see

Plain rules